Title:  Assets and Liabilities Management (ALM) Analyst

Job Family

Job Classification

Career Stream

Leadership Pipeline

Manage Self: Technical

FAIS Affected

Job Purpose

The ALM Analyst will support effective management of the bank’s balance sheet by analyzing assets and liabilities, monitoring liquidity, interest rate risk, and funding strategies. The role requires strong analytical capability, data-driven insight, and a solid understanding of financial risk management frameworks.

Job Responsibilities

• Conduct analysis of the bank’s balance sheet, including assets, liabilities, and capital structure
• Monitor and report on liquidity risk, interest rate risk, and funding positions
• Support ALCO processes through preparation of insightful reports, dashboards, and presentations
• Develop and enhance ALM models, stress testing frameworks, and forecasting tools
• Compilation of ALCO and Board packs
• Perform data analysis to identify trends, anomalies, and risk exposures
• Collaborate with Finance, Risk, and Treasury teams to ensure alignment of balance sheet data
• Ensure compliance with internal policies and regulatory requirements
• Ensuring that deadlines are strictly met.

People Specification

Essential Qualifications - NQF Level

Preferred Qualification

• Bachelor’s degree in Accounting, Finance, or related field (with completed articles preferred)
• Statistics, Mathematics, or a related quantitative Degree

Essential Certifications

Preferred Certifications

Minimum Experience Level

• 3-5 years experience in Accounting and Financial Management,with 1-2 years experience in financial services
• Financial Risk Manager (FRM) certification or progress toward certification
• Proficiency in SQL or other data querying tools
• Experience with data analytics tools (e.g., Power BI or similar)
• Proficiency in Microsoft Office (Word, Excel, PowerPoint)
• Knowledge of ALM concepts, liquidity risk, and interest rate risk in the banking environment
• Understanding of regulatory frameworks related to balance sheet management

Technical / Professional Knowledge

Behavioural Competencies