Credit Administrator

Job Purpose

To ensure compliance to Nedbanks policies and procedures by facilitating acceptable credit risk decision making in order to fulfil management's regulatory and compliance reporting.

Job Responsibilities

• Monitor account excesses by analysing the account to identify the cause of the excess and rectify the excess on the account to mitigate financial loss.
• Implementation of business plans and initiatives by using the project management planning and implementation methodologies.
• Ensure business benefits are realised and project goals are accomplished in line with business objectives.
• To ensure internal and external stakeholder satisfaction by providing accurate information and credit administrative support service/advice/solutions delivered to stakeholders.
• Maintain high levels of quality and service delivery by including solutions that contribute to stakeholder satisfaction.
• Provide quality feedback by giving accurate Management Information Systems(MIS) to management.
• Minimise risk to the bank by adhering to relevant policies and procedures.
• Maximise the effectiveness and efficiency for specified areas in Information Management and Credit Administration departments by meeting targeted operational standards.
• Ensure that resources are used with respect and value making sure that operational excellence requirements/ targets/ standards driven by operational, technical, system and process efficiencies are maintained.
• Derive realisable, measurable business value by continually improving the area of operation.
• Keep abreast of legislation and other industry changes that impacts on role by reading the relevant newsletters, websites and attending sessions.
• Understand and embrace the Nedbank Vision and Values by demonstrating the values through interaction with team and stakeholders.
• Ensure that own contribution and participation contributes to the achievement of team goals by actively participating and sharing knowledge with the team.
• Create and manage own career through guidance and support of management, department and colleagues.
• Improve personal capability and stay abreast of developments in field of expertise by identifying training courses and career progression for self through input and feedback from managers.
• Ensure personal growth and enable effectiveness in performance of roles and responsibilities by ensuring all learning activities are completed, experience practiced and certifications obtained and/or maintained within specified time frames.
• Ensure knowledge management, continuity and team success through constructive participation in a diverse team and sharing knowledge with team.
• Contribute to a culture conducive to the achievement of transformation goals by participating in Nedbank Culture building initiatives.
• Participate and support corporate social responsibility initiatives for the achievement of business strategy by engaging in training/awareness on digital forensic examination to external parties on pro bono basis.
• Identify opportunities to improve or enhance processes by identifying and recommending improvements to tools, policies and  procedures to add value to Nedbank.
• Add value to Nedbank by identifying opportunities to improve or enhance processes through identifying and recommending improvements and supporting implementation of tools, policies and procedures.

Essential Qualifications - NQF Level

Preferred Qualification

NQF 5 Certificate in Banking or Finance Bachelor of Commerce: Accounting and or Economics

Minimum Experience Level

Technical / Professional Knowledge

Behavioural Competencies