Senior Manager Credit: CIB

Job Requisition and Specialist Recruiter details

REQ: 138455

Role: Senior Manager Credit: (CIB)(D5)

Area: Namibia

Advert closing date: 14 March 2025

Job Family

Credit

Career Stream

Credit Management

FAIS Affected

Leadership Pipeline

Manage Self: Professional

Job Purpose

To provide a superior client service through people by applying sound lending credit principles thereby enabling Nedbank to grow its client base within an acceptable credit risk appetite.

Job Responsibilities

• Understanding of the Sales environment, by providing assistance to the Relationship Manager’s to secure sound lending in support of the CIB strategy.
• Suggest alternative funding solutions by making recommendations based on the Credit Policy guideline and the analysis based on the information provided.
• Manage and sustain acceptable credit risk appetite by applying credit risk management processes to diverse portfolios.
• Assessing CIB loan applications within mandate.
• Assessing CIB loan applications in capacity as Member of Nedbank Credit Committee.
• Prepare CIB loan applications in excess of country mandate for presentation to AFCRAM.
• Assessing credit applications / reviews / portfolio reports by reviewing and evaluating information from direct reports and stakeholders.
• Preparing information on the business unit for monthly wholesale credit impairment reporting (monthly) and regulatory reporting (quarterly).
• Preparing submissions for Monitoring CRAM (monthly).
• Recommend funding solutions based on the credit policies and guidelines in conjunction with relevant Nedbank strategy and the analysis based on the information provided.
• Identify problem exposures and classification in accordance with the Bank of Namibia’s guidelines.
• Build and maintain effective working relationships by providing a range of specialized credit risk management advisory services.
• Providing correct reports to management, the Board, shareholders, and the Reserve Bank
• Ensure compliance by sanctioning credit decisions based on the credit policy guideline in conjunction with relevant Nedbank strategy and the analysis based on the information provided within applicable.
• Providing input for formulation of policies and procedures within the framework of sound credit management.
• Keeping abreast with changes in the micro and macro-economic, political, legislative, and social environment, in order to provide proper lending advice.
   

Competencies

•    Business Acumen
•    Strong analytical skills.
•    Strong report writing skills.
•    Attention to detail and accuracy.
•    Good interpretative skills
•    Managing conflict
•    Working under pressure and tight deadlines.
•    Industry and economic trends
 

Key Requirements

• The applicant must be in possession of B-Tech in Credit Management, Post Graduate Qualifications or an applicable Business, Accounting or Economics degree. CA or CFA would be an added advantage.
• The applicant must demonstrate knowledge of standard credit principles, financial statements understanding, and the interpretation thereof.
• The applicant must have at least five (5) years extensive banking experience or knowledge in credit granting across commercial and corporate banking and lending products. 
• Knowledge of accounting standards and Basel II requirements
• Expertise in Commercial and Corporate lending.
• Experience across multiple industries and banking products including structured/specialized lending.
• Ability to support and provide on the job training and skills transfer to upskill.

Essential Qualifications - NQF Level

Minimum Experience Level

5 years extensive experience or knowledge in credit granting across banking and lending products

Essential Certifications

Technical / Professional Knowledge

Behavioural Competencies

Disclaimer

(Affirmative Action Candidates are encouraged to apply)