Senior Manager : Business Banking & SME Credit

Job Classification

  Reporting to Senior Manager : Credit

  Closing Date: 24 April 2026

Job Family

Credit

Job Purpose

Job Responsibilities

• Understanding of the Sales environment, by providing assistance to the Relationship Managers to secure sound lending in support of the Business Banking and SME strategy.
• Suggest alternative funding solutions by making recommendations based on the Credit Policy guideline and the analysis based on the information provided.
• Manage and sustain acceptable credit risk appetite by applying credit risk management processes to diverse portfolios.
• Assessing Business Banking and SME loan applications within mandate.
• Assessing loan applications in capacity as Member of Nedbank Namibia Credit Committee.
• Prepare Business Banking and SME loan applications in excess of Nedbank Namibia Credit Committee country mandate for presentation to Nedbank Africa Region Credit and Board Credit Committee.
• Assessing credit applications / reviews / portfolio reports by reviewing and evaluating information from direct reports and stakeholders.
• Preparing information on the business unit for monthly wholesale credit impairment reporting (monthly) and regulatory reporting (quarterly).
• Preparing submissions for Monitoring CRAM (monthly).
• Recommend funding solutions based on the credit policies and guidelines in conjunction with relevant Nedbank strategy and the analysis based on the information provided.

Job Responsibilities Continue

• Identify problem exposures and classification in accordance with the Bank of Namibia’s guidelines.
• Build and maintain effective working relationships by providing a range of specialized credit risk management advisory services.
• Providing correct reports to management, the Board, shareholders, and the Reserve Bank
• Ensure compliance by sanctioning credit decisions based on the credit policy guideline in conjunction with relevant Nedbank strategy and the analysis based on the information provided within applicable.
• Providing input for formulation of policies and procedures within the framework of sound credit management.
• Keeping abreast with changes in the micro and macro-economic, political, legislative, and social environment, in order to provide proper lending advice.

People Specification

Valid Police Clearance.

(Affirmative Action Candidates are encouraged to apply)

Preferred Qualification

Diploma/B.Comm in Credit Management or equivalent.

Minimum Experience Level

• The applicant must demonstrate knowledge of standard credit principles, financial statements understanding, and the interpretation thereof.
• The applicant must have at least five (5) years extensive banking experience or knowledge in credit granting across commercial and corporate banking and lending products.
• Knowledge of accounting standards and Basel II requirements
• Expertise in Commercial and Corporate lending.
• Experience across multiple industries and banking products including structured/specialized lending.
• Ability to support and provide on the job training and skills transfer to upskill.

Technical / Professional Knowledge

Behavioural Competencies