Credit Manager: CIB

Credit Manager: CIB (D3)

Requisition Number- 136769

Closing Date- 08 November 2024

Location: Windhoek -Namibia

Job Family

Credit

Career Stream

Credit Collections

Leadership Pipeline

Manage Self: Professional

Job Purpose

To provide a superior client service through people by applying sound lending credit principles thereby enabling Nedbank to grow its client base within an acceptable credit risk appetite.

Job Responsibilities

• Manage daily activities of direct reports by monitoring the staff output.

• Suggest alternative funding solutions by making recommendations based on the credit policy guideline and the analysis based on the information provided.

• Understanding of the Sales environment to provide assistance to the Relationship Manager’s to secure sound lending in support of the Business Unit strategy

• Manage and sustain acceptable credit risk appetite by applying credit risk management processes to diverse portfolios.

• Ensure quality of submissions of credit applications / reviews / portfolio reports by reviewing and evaluating information from direct reports and stakeholders.

• Recommend funding solutions based on the credit policies and guidelines in conjunction with relevant Nedbank strategy and the analysis based on the information provided.

Job Responsibilities Continue

• Identify problem exposures and classification in accordance with the Bank of Namibia’s guidelines.

• Build and maintain effective working relationships by providing a range of specialized credit risk management advisory services.

• Providing correct reports to management, the Board, shareholders, and the Reserve Bank

• Ensuring that policies and standard operating procedures are adhered to

• Providing input for formulation of policies and procedures within the framework of sound credit management

• Keeping abreast with changes in the micro and macro-economic, political, legislative and social environment in order to provide proper lending advice.

Competencies

• Ability to work independently

• Customer Focus

• Strong analytical skills

• Strong report writing skills

• Attention to detail and accuracy

• Good interpretative skills

• Excellent interpersonal skills

• Good communication skills

• Managing conflict

• Working under pressure and tight deadlines

Essential Qualifications - NQF Level

Key Qualifications

The applicant must be in possession of B-Tech in Credit Management, Post Graduate Qualifications or an applicable Business, Accounting or Economics degree.  CA or CFA would be an added advantage.

Minimum Experience Level

• The applicant must demonstrate knowledge of standard credit principles, financial statements understanding, and the interpretation thereof

• The applicant must have at least five (5) years extensive banking experience or knowledge in credit granting across commercial and Corporate banking and lending products.

• Knowledge of accounting standards and Basel II requirements

• Expertise in Commercial and Corporate lending.

• Experience across various products including structured/specialized lending

• Ability to support and provide on the job training and skills transfer to upskill.

Technical / Professional Knowledge

Behavioural Competencies

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Please note that only shortlisted candidates will be contacted.

(Affirmative Action Candidates are encouraged to apply)