Credit Manager: Business Banking

Job Requisition details

REQ: 138559

Role: Credit Manager (Business Banking) (D2)

Area: Namibia

Advert closing date: 03/04/2025

Job Family

Credit

Career Stream

Credit Collections

Leadership Pipeline

Manage Self: Professional

Job Purpose

To recommend and/ or grant credit to place quality assets on to the book and continued risk management across Nedbank.  

Key Perfomance Areas

• Day-to-day management and monitoring of credit portfolios and credit administration functions in line with the Standard Operating Procedure and Credit Policy of the Bank
• Understanding of the Sales environment and customer segment to provide support in terms of the Business Unit strategy
• Validate and assess client information to determine serviceability of facilities applied for
• Make sound credit decision within mandate
• Preparation and analyzing of the loan applications for presentation to mandated level.
• Recommend funding solutions based on the credit policies and guidelines in conjunction with relevant Nedbank strategy and the analysis based on the information provided.
• Identify problem exposures and classification in accordance with the Bank of Namibia’s guidelines.
• Build and maintain effective working relationships by providing a range of specialized credit risk management advisory services.
• Providing correct reports to management, the Board, shareholders, and the Reserve Bank
• Ensuring that policies and standard operating procedures are adhered to
• Providing input for formulation of policies and procedures within the framework of sound credit management
• Keeping abreast with changes in the micro and macro-economic, political, legislative, and social environment in order to provide proper lending advice.

Key Requirements

• An applicable Business, Accounting or Economics Degree
• The applicant must have at least 5 years credit experience in a banking environment of which 3 years must be with a lending mandate 
• Understanding of retail banking together with experience in structure lending into this segment
• The applicant must demonstrate knowledge of standard credit principles, financial statements, and the interpretation thereof
• Knowledge of accounting standards and Basel II requirements
• The applicant must be knowledgeable and experience in the provisions of the Reserve Bank policies and Rules
• The applicant must have strong knowledge of legal matters and practices within the context of the Namibian environment.

Competencies

• Ability to work independently and with a group
• Customer Focus
• Strong analytical skills
• Attention to detail and accuracy
• Good interpretative skills
• Excellent interpersonal skills
• Good communication skills
• Managing conflict

Only shortlisted candidates will be contacted by the Human Capital Department.

(Affirmative Action candidates are encouraged to apply)