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Manager: Credit



Klerksdorp, ZA

Date:  23-Nov-2021

Talent Acquisition Consultant

REQ 111693  -  Twanette Coetser

Closing Date  -  03 December 2021


Klerkdorp, North West Province 


Total Business Banking and Retail 

Career Stream

Credit Management


Manager: Credit 

Job Purpose

We are looking for a Credit Manager who will be responsible for recommending and or granting credit in order to place quality assets on to the book and continued risk management across Nedbank. Our ideal candidate for this role is someone who has credit assessment and risk management experience. 

Job Responsibilities

  • Validate client and supporting information by assessing the contents of the documents.
  • Analyse credit applications by assessing serviceability of the funding applied for.
  • Approve funding by making decision based on the credit policy guideline in conjunction with relevant Nedbank strategy and the analysis based on the information provided.
  • Suggest alternative funding solutions by making recommendations based on the credit policy guideline and the analysis based on the information provided where declined.
  • Build and maintain effective working relationships by providing a range of specialized credit risk management advisory services.
  • Manage client expectations by operating within the specified parameters and Service Level Agreements (SLA).
  • Enhance processes, policies and procedures by recommending and making submissions to the relevant parties.
  • Adapt to changes in Legislation by providing input to redesigning credit processes and systems where applicable.
  • Ensure processes are actioned within mandated signatories by checking and confirming the sign off.
  • Manage daily activities of direct reports by monitoring the staff output.
  • Manage performance and build the intellectual capital of the team by conducting on the job training, counselling and coaching.
  • Support the achievement of the  business strategy, objectives and values by reviewing Nedbank and Business Unit Plan and ensuring delivered systems, process, services and solutions are aligned.
  • Identify training courses and career progression for self through input and feedback from management.
  • Ensure all personal development plan activities are completed within specified timeframe.
  • Share knowledge and industry trends with team and stakeholders during formal and informal interaction.
  • Obtain buy-in for developing new and/or enhanced processes (e.g. operational processes) that will improve the functioning of stakeholders' businesses by highlighting benefits in support of the implementation of recommendations.
  • Contribute to a culture conducive to the achievement of transformation goals by participating in Nedbank Culture building initiatives (e.g. staff surveys etc).
  • Participate and support corporate responsibility initiatives for the achievement of business strategy.
  • Seek opportunities to improve business processes and systems by identifying and recommending effective ways to operate and adding value to Nedbank.

Minimum Experience Level

  • 5 years credit / credit assessment experience within a Banking environment. Business Banking Credit experience will be an advantage. 
  • Nedbank Credit Assessment System knowledge – (EPIC, NTE, Banking Platform, ACM and Staff ware will an advantage)


  • Matric / Grade 12 / National Senior Certificate
  • Advanced Diplomas/National 1st Degrees 

Type of Exposure

  • Working with a group and individually to identify alternative solutions to a problem 
  • Analysing situations or data that requires an in-depth evaluation of multiple factors 
  • Analysing and interpreting qualitative and quantitative data 
  • Interacting various levels of management 
  • Managing conflict situations. 
  • Managing multiple projects 
  • Influencing stakeholders to obtain buy-in for concepts and ideas 
  • Sharing information in different ways to increase clients understanding 
  • Preparing and delivering presentations. 
  • Providing professional advice/opinion 

Technical / Professional Knowledge

  • Banking knowledge 
  • Banking procedures 
  • Business Acumen 
  • Communication Strategies 
  • Data analysis 
  • Governance, Risk and Controls 
  • Industry trends 
  • Nedbank policies and procedures 
  • Principles of financial management 
  • Principles of project management 

Behavioural Competencies

  • Communication
  • Customer Focus
  • Decision Making
  • Work Standards
  • Managing Work
  • Technical/Professional Knowledge and Skills


Please contact the Nedbank Recruiting Team at +27 860 555 566


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