Title:  Specialist: BCB Credit Risk Models

Job Requisition Details

Job Requisition Details: 145927

Closing Date: 26 May 2926

Location: Johannesburg, Gauteng

Talent Acquisition: Bongiwe 

Job Family

Business and Commercial Banking: Investment Banking

Career Stream

Leadership Pipeline

FAIS Affected

Job Purpose

Why Join Our Team

Join a high-performing quantitative team where your expertise will directly influence strategic risk decisions and business performance. In this role, you will:

• Work on advanced credit risk models and data-driven solutions that shape business strategy
• Contribute to innovative, best-practice risk management frameworks
• Collaborate with stakeholders to translate complex data into actionable insights
• Be part of a forward-thinking environment focused on continuous improvement, innovation, and impact
• Grow your career in a team that values technical excellence, learning, and industry leadership

Job Responsibilities

• Contribute to a culture conducive to the achievement of transformation goals by participating in Nedbank Culture building initiatives (e.g. staff surveys etc).
• Research and make recommendations for corporate citizenship initiatives in area of influence
• Participate and support corporate responsibility initiatives for the achievement of business strategy (e.g.. Green Strategy).
• Seek opportunities to improve business processes; models and systems by identifying and recommending effective ways to operate and adding value to Nedbank.
• Contribute to the development of differentiated; superior solutions (solution engineering) that meet stakeholder and business requirements through analysis; business requirements gathering and designs validation.
• Ensure product and/or solution design is congruent with the required business specifications through meeting stakeholder requirements timeously.
• Enable the realisation of the financial business benefits accruing including minimisation of operational costs by ensuring that solutions are implemented effectively.
• Contribute to the development of differentiated; superior solutions (solution engineering) that meet stakeholder and business requirements through analysis; business requirements gathering and designs validation.
• Ensure product and/or solution design is congruent with the required business specifications through meeting stakeholder requirements timeously.
• Enable the realisation of the financial business benefits accruing including minimisation of operational costs by ensuring that solutions are implemented effectively. . . . .
• Ensure accuracy through analysis and research by updating model assumptions/parameters.Impact business strategy through collating data and by creating reports that serve as a strategic decision making tool.
• Enhance business requirements by analysing data and monitoring processes.Ensure business process consistency through formal communication; updating and maintaining policies.
• Providing advice to key operational areas ensuring optimal resource allocation and desired results through analysis and communication.
• Take corrective action where risk is identified in any processes; models or reporting; through analysis and formal communication. Improve customer experience;create and maintain credit application strategies through data analysis.
• Provide assistance to internal clients to manage
• Credit Risk exceptions by analysing data upport the achievement of the business strategy; objectives and values by reviewing Nedbank and Business Unit Plan and ensuring delivered systems; process; services and solutions are aligned.
• Improve personal capability and stay abreast of developments in field of expertise by identifying training courses and career progression for self through input and feedback from managers.
• Ensure personal growth and enable effectiveness in performance of roles and responsibilities by ensuring all learning activities are completed; experience practiced and certifications obtained and/or maintained within specified time frames.
• Enable skilling and required corrective action to take place by sharing knowledge and industry trends with team and stakeholders during formal and informal interaction
• Obtain buy-in for developing new and/or enhanced processes (e.g. operational processes) that will improve the functioning of stakeholders' businesses by highlighting benefits in support of the implementation of recommendations.

Our Ideal Candidate

Essential Qualifications - NQF Level

Preferred Qualification

Minimum Experience Level

Technical / Professional Knowledge

Behavioural Competencies