Title:  Senior Financial Manager

Job Requisition Details

Requisition ID: 148214

Location: Johannesburg, Gauteng

Closing Date: 27 October 2026

Talent Acquisition: Bongiwe Mchunu

Job Family

Business and Commercial 

Career Stream

BCB Finance

Leadership Pipeline

Job Purpose

To serve as a trusted strategic finance partner to the Product Design & Innovation portfolio, providing commercial insight, financial stewardship, profitability analysis and decision support to enable sustainable growth, innovation and value creation across Business & Commercial Banking.

The role is accountable for financial planning, reporting, governance, strategic decision support and commercial finance activities across the Product Design & Innovation portfolio, including support for EQSTRA and iKhokha integration initiatives. The incumbent will partner business leaders to evaluate strategic opportunities, drive product profitability, monitor value realisation and influence decision-making through insightful financial analysis.

Job Responsibilities

• Strategic Finance Business Partnering

  • Partner Product, Innovation and Integration executives to shape strategic decisions through robust commercial and financial analysis.
  • Provide financial leadership and challenge on strategic initiatives, product investments and growth opportunities.
  • Translate business strategy into financial plans and measurable outcomes.
  • Support Executive Committee, governance forums and Board discussions through insightful analysis and recommendations.
  • Act as a trusted advisor to senior stakeholders, balancing growth, profitability and risk considerations.

  Financial Planning, Forecasting & Performance Management

  • Lead annual planning, rolling forecasts and target-setting processes for the Product Design & Innovation portfolio.
  • Monitor financial performance against strategic and operational objectives.
  • Provide early identification of risks and opportunities, together with corrective action recommendations.
  • Deliver monthly, quarterly and annual performance reporting packs with actionable insights.
  • Drive continuous improvement in forecasting accuracy and planning effectiveness.

  Product Profitability & Commercial Insights

  • Develop and maintain product profitability frameworks across the portfolio.
  • Analyse revenue, margins, cost drivers, returns and customer economics to support decision making.
  • Identify opportunities to improve product performance, optimise investment allocation and enhance profitability.
  • Provide deep-dive reviews on product performance and commercial trends.
  • Support pricing decisions through profitability analysis and financial modelling.
  • Develop meaningful management information and dashboards to support business performance.

  Business Cases & Investment Evaluation

  • Lead financial evaluation of strategic projects, product investments and transformation initiatives.
  • Review and challenge financial assumptions used in business cases.
  • Conduct financial modelling, scenario analysis and investment appraisals.
  • Provide recommendations on capital allocation and prioritisation of initiatives.
  • Monitor approved business cases and track benefit realisation against commitments.

  Integration & Strategic Change Initiatives

  • Lead finance workstreams supporting EQSTRA and iKhokha integration activities.
  • Support the implementation of strategic programmes and transformation initiatives.
  • Establish financial controls, reporting structures and governance arrangements for integration projects.
  • Monitor delivery of synergies, efficiencies and strategic benefits.
  • Conduct post-implementation reviews and value realisation assessments.

Job Responsibilities Continued

Financial Reporting & Governance

• Ensure accurate, timely and complete financial reporting in line with Group standards.
• Maintain robust financial controls and governance practices across the portfolio.
• Ensure compliance with accounting standards, internal policies and regulatory requirements.
• Manage month-end, quarter-end and year-end reporting requirements.
• Oversee balance sheet integrity and financial control environments.
• Support internal and external audit processes.

Analytics, Data & Automation

• Drive automation of finance processes and reporting activities.
• Leverage data analytics to improve business insight and decision support.
• Develop and enhance reporting dashboards and visualisation tools.
• Promote efficient and scalable finance processes through technology-enabled solutions.
• Support data-driven decision making across the portfolio.

Stakeholder Management

• Build and maintain strong relationships with Product, Finance, Risk, Technology and Operations stakeholders.
• Influence strategic decisions through effective communication of financial information.
• Collaborate with Group Finance and other business finance teams to ensure alignment.
• Engage effectively with senior executives and governance committees.

Leadership & People Management

• Lead, coach and develop finance professionals within the team.
• Foster a high-performance culture focused on accountability, delivery and continuous improvement.
• Build finance capability aligned to future strategic requirements.
• Drive employee engagement, succession planning and talent development.
• Promote collaboration and knowledge sharing across teams.

Essential Qualifications - NQF Level

Preferred Qualification

• CA(SA), CIMA or equivalent postgraduate finance qualification preferred.

Minimum Experience Level

• +5 years in Financial Management preferably in the financial services industry and experience leading teams and managing professional finance resources.

Technical Competencies 

• Financial Planning & Analysis (FP&A)
• Commercial Finance & Product Profitability Management
• Strategic Planning & Executive Decision Support
• Financial Modelling, Investment Appraisal & Business Case Development
• Management Reporting & Performance Measurement
• Stakeholder Management & Business Partnering

Technical / Professional Knowledge

Behavioural Competencies