Manager: Credit Governance

Requisition Details & Talent Acquisition Contact

Requisition nr: 143399
Talent Acquisition Specialist: Tshego Semenya
Location: 135 Rivonia Road, Sandown
Closing date: 12 February 2026

Cluster

Business and Commercial Banking 

Career Stream

Leadership Pipeline

Position

Manager: Credit Governance

Why join our team!

Step into a role that places you at the core of how credit governance operates across the business. As Manager: Credit Governance, you’ll work closely with senior forums to support disciplined decision‑making and strengthen the quality of governance artefacts. Your deep understanding of the end‑to‑end credit lifecycle—spanning origination, underwriting, monitoring, risk triggers, impairments, collections and portfolio review—will enable you to interpret complex discussions accurately and translate them into clear, executive‑ready outputs. You will apply your familiarity with credit policies, mandates, approval pathways and committee routing structures to help ensure proposals move through the correct channels, while contributing to process improvements that enhance the overall governance environment.

This environment is fast‑paced, detail‑intensive and highly collaborative, offering meaningful exposure across credit, governance and risk practice. Your ability to analyse MIS‑based insights, identify credit trends and support portfolio review discussions will add value to committees and stakeholders across the cluster. Precision in preparing minutes, packs and action logs is essential, as these artefacts support transparency, audit readiness and regulatory compliance. Working alongside Group Risk, Audit, Compliance and Credit MI teams, you’ll apply strong governance judgement, regulatory awareness and operational discipline to help elevate the quality, consistency and effectiveness of the credit governance ecosystem.

Job Purpose

Job Responsibilities

• Maintain and improve the cluster’s credit governance framework, ensuring policies, charters and standards remain aligned to internal requirements, Group Risk expectations and regulatory changes.
• Update governance documents and embed legislative or internal policy changes into credit processes and committee requirements.
• Coordinate the full governance infrastructure, including annual master diaries, meeting calendars, quorum schedules, submission deadlines and quality assurance of committee packs.
• Prepare accurate, concise and technically sound minutes and action logs, ensuring timely circulation to enable informed decision-making.
• Track and close matters arising by maintaining clear linkages between committees and ensuring follow‑through on all governance actions.
• Guide stakeholders on the appropriate approval pathways for credit proposals across segment, cluster and group governance structures.
• Proactively identify and escalate risks such as quorum challenges, late submissions, process breaches or policy gaps, and recommend practical solutions.
• Serve as the central point for governance evidence required by audits and assurance teams, ensuring accurate record‑keeping of minutes, registers, charters, approvals and action logs.
• Support the resolution and embedding of audit findings, implementing sustainable improvements within governance processes.
• Partner with reporting teams to translate committee outcomes into meaningful monitoring, management information and post‑approval oversight.
• Prepare portfolio insights and review materials using MIS data where required, providing monthly business feedback to support credit book oversight.
• Build strong relationships with stakeholders by engaging consistently on credit processes, policies, documentation and governance expectations.
• Foster effective team collaboration by participating in meetings, culture initiatives and team‑building activities.
• Promote knowledge-sharing across the team and stakeholders, contributing to the development of governance and credit-related intellectual capital.
• Identify and implement improvements to governance processes, operational workflows, reporting structures and credit systems to increase efficiency and reduce manual effort.
• Support operational excellence and business optimisation initiatives through active engagement and continuous improvement thinking.
• Ensure adherence to bank policies, procedures and regulatory requirements, reinforcing sound credit-risk practices across governance forums.
• Provide guidance and support to stakeholders on credit risk matters, ensuring decisions are informed and aligned to risk appetite.
• Contribute to team capability by identifying skills gaps, encouraging training, supporting development activities and driving knowledge uplift.
• Meet stakeholder expectations by responding to queries within agreed turnaround times and delivering high-quality governance outputs.
• Promote a culture aligned to Nedbank’s values by participating in transformation, culture-building and corporate responsibility initiatives.
• Continuously seek opportunities to enhance processes, systems, documentation standards and governance integration, adding value to the business

Essential Qualifications - NQF Level

Preferred Qualification

Preferred Certifications

• Credit Risk Management certifications
• Governance or Compliance‑related certifications
• Project management certifications (e.g., PRINCE2, PMP)

Minimum Experience Level

• Minimum 5+ years’ practical experience in credit, including exposure to credit risk, lending lifecycle, credit management, or portfolio monitoring.
• Demonstrated ability to interpret credit policies, proposals, impairments, risk indicators, and portfolio behaviours.
• Experience working within structured governance environments, preferably involving committee coordination or support.
• Exposure to assurance or audit processes, including providing evidence, managing requests, and supporting remediation activities.
• Proven experience engaging with senior stakeholders on credit‑related matters and delivering accurate, high‑quality governance outputs.
• Background in environments requiring strict compliance, documentation management, and governance discipline.

Technical / Professional Knowledge

Disclaimer

Preference will be given to candidates from the underrepresented groups

Please contact the Nedbank Recruiting Team at +27 860 555 566