Internal Auditor: Card and Payments

Requisition Details & Talent Acquisition Consultant

REQ 144034 Thembi Mtshali 

Location: Johannesburg 

Closing Date:  13 February 2026

Job Family

Career Stream

Leadership Pipeline

Job Purpose

To conduct internal audits to provide information used to provide independent; objective assurance to the Nedbank Group Limited Board of Directors; that the governance processes and management of risk and systems of internal control; are adequate and effective to mitigate the most significant risks; both current and emerging; that threaten the achievement of the Groups objectives; and in so doing help improve the control culture of the Group.

Job Responsibilities

1. Audit Planning & Delivery
•    Lead and execute end-to-end audit engagements in line with the internal audit methodology and quality standards.
•    Develop risk-based audit scopes, leveraging data analytics and business insights to identify emerging risks.
•    Perform detailed testing of controls across operational, technology, and financial processes.
•    Ensure audit work is delivered on time, within scope, and to required quality benchmarks.
2. Data & Technology Auditing
•    Apply data analytics techniques (e.g., SQL, SAS, scripting, automation tools) to enhance audit effectiveness.
•    Assess IT general controls, application controls, system configurations, and data integrity.
•    Engage with technology teams to validate technical controls, system changes, and data lineage.
3. Banking & Payments Expertise
•    Provide subject-matter insight on banking operations, including payment systems, acquiring, digital channels, card operations, settlement processes, and regulatory requirements.
•    Evaluate risks and controls across end-to-end payment lifecycles (authorisation, clearing, settlement, reconciliation).
•    Stay updated with regulatory expectations (e.g., PASA, SARB, ISO 20022), and emerging risks in digital and real-time payments.
4. Stakeholder Management
•    Present audit findings clearly and constructively, both verbally and in writing.
•    Influence business improvements by providing value-adding recommendations and insights.
5. Reporting & Governance
•    Prepare high-quality audit reports that articulate risks, root causes, and control deficiencies.
•    Contribute to the development of the rolling risk-based audit plan.
•    Track and validate remediation of agreed audit findings, ensuring sustainable fixes.

Job Responsibilities Continue

Essential Qualifications - NQF Level

Preferred Qualification

•    Bachelor of Commerce: Honours with articles , Advanced Diplomas/National 1st Degrees

Preferred Certifications

•    CIA (Certified Internal Auditor)

Minimum Experience Level

•    4–6 years’ experience in internal or external auditing, risk management, or related fields.
•    Experience auditing within the banking, financial services, or payments environment.
•    Demonstrated experience with data analytics and IT audit techniques.
•    Relevant tertiary qualification in Accounting, Auditing, IT, or related fields.
•    Professional certifications advantageous (e.g., CIA, CISA, CISM, PASA).

Technical / Professional Knowledge

•    Understanding of payment systems & processing, and/or card acquiring & issuing
•    Proficiency in data analytics tools and languages (e.g., SQL, Python, ACL/IDEA, Power BI).
•    Knowledge of ITGCs, cybersecurity fundamentals, and system controls testing.
•    Ability to interpret complex datasets and derive meaningful insights.

Behavioural Competencies