Credit Manager

Job Family

Career Stream

Leadership Pipeline

Job Purpose

To manage a defined portfolio of sovereigns & associated financial institutions in sovereign & financial institutions credit unit (SICU) of NCIB, so as to contribute to the enablement of Nedbank optimally managing the credit risk associated with the portfolio & of quality assets on Nedbank and its subsidiaries books. 

Job Responsibilities

STAKEHOLDER MANAGEMENT 
Provide a range of specialist credit risk management advisory services to the stakeholder portfolio to enable their transaction and solution - related endeavours. 
Maintain sound relations with all relevant stakeholders 

CREDIT APPLICATIONS/ REVIEWS IN PORTFOLIO
Timeous delivery of quality SICU credit applications with recommendations to stakeholder's consequent to research, 
analysis & alignment with required assessment & classification frameworks.

MANAGEMENT REPORTS & INFORMATION/ FINANCIAL INTELLIGENCE PROVIDED 
Assist in delivery of requisite management reports. 
Assist in provision of value adding sovereign & institutions ­related intelligence to stakeholders. 

PORTFOLIO MANAGEMENT
Manage annual credit review of sovereigns & financial institutions relative to a review list schedule. 
Ensure quality of the review relative to pre-determined criteria is measured.

CREDIT RISKS MANAGED
Appropriate management of risk/s in the defined function. 
Defined risk categories are managed at targeted levels driven by internal & external guidelines/policies/procedures/business rules, regulatory needs, defined parameters & compliance/governance requirements. 

TRANSFORMATION & INNOVATION 
Contribute lo making the business area a great place to work. 
Ensure Intellectual Capital development through performance management, learning, training & competence development. 
Ensure capacity management & objectives in the business area are met. 
Ensure organizational culture & climate enhancement.
Contribute to building the intellectual capital of the team through collaboration, teamwork and knowledge sharing. 
Maintain own professional development in line with personal development needs and business requirements. 
Assist in continuously reviewing and improving workflow and process efficiencies. 

Essential Qualifications - NQF Level

Preferred Qualification

B.Comm., B Comm (Hons) or relevant Business Management Degree

Minimum Experience Level

3 years' experience of credit risk management. Fully competent in credit assessment.

Technical / Professional Knowledge

Behavioural Competencies