Title:  Principal: Property Finance

Job Purpose

To drive sustainable revenue growth through the origination, structuring, and execution of complex and profitable property finance transactions. The role focuses on servicing and expanding a high-value client base in the Western Cape, delivering market-leading financing solutions while maintaining strong risk discipline and stakeholder alignment.

Location

This role is based in Cape Town, Waterfront V&A.

Job Responsibilities

Deal Origination & Execution

• Originate high-quality property finance opportunities through proactive market scanning, networking, and strategic client engagement.
• Structure, analyse, and execute complex debt transactions, including pricing, negotiation, and deal closure.
• Manage the end-to-end deal lifecycle, including credit approvals, legal processes, and conditions precedent. 

Client & Stakeholder Management

• Build and maintain strategic relationships with key clients, investors, and intermediaries within the Western Cape property market.  
• Collaborate effectively with internal stakeholders (Credit, Legal, Risk, and Transaction teams) to deliver integrated client solutions.
• Represent Nedbank in the market through networking, industry forums, and thought leadership initiatives.

Risk & Governance

• Conduct rigorous credit analysis, financial modelling, and risk assessments aligned to Nedbank frameworks.
• Ensure compliance with all regulatory requirements (FICA, internal governance, environmental standards).
• Monitor portfolio performance through ongoing client engagement, annual reviews, and risk evaluations. 

Strategic Contribution

• Identify market trends and opportunities to enhance Nedbank’s competitive positioning in the property finance sector.
• Contribute to business strategy execution and process improvement initiatives within the Property Finance unit.
• Support transformation, sustainability, and corporate responsibility initiatives (e.g., green finance strategy).  

Leadership & Capability Building

• Contribute to team performance through mentorship, knowledge sharing, and on-the-job coaching.
• Drive a high-performance culture aligned to Nedbank values and behavioural standards.

Essential Qualifications - NQF Level

Preferred Qualification

• CA(SA), CFA, or Master’s degree in a related field

Minimum Experience Level

• Minimum of 8-10 years commercial property finance, investment banking, or structured lending
• Proven track record in originating and executing complex property finance transactions.
• Strong understanding of commercial property markets, with exposure to the Western Cape highly advantageous

Technical / Professional Knowledge

Behavioural Competencies

Employment Equity Statement

Preference will be given to individuals from underrepresented groups.